When Do I Stop Paying PMI?
If you put down less than 20% of your home loan, you’re probably paying PMI (private mortgage insurance). PMI protects...
Real Estate Term of the Week
Seller’s Market: A market where there are more buyers than homes for sale. Since supply is less than demand, homes...
The Damaging Effects of Overpricing
Homeowners use a variety of reasons to justify pricing their home higher than the market will bear. Some hope they’ll...
Real Estate Term of the Week
Debt-to-Income-Ratio: One way that lenders (including mortgage lenders) measure an individual’s ability to manage monthly payments and repay debts is...
How Soon Can I Buy a Home After Divorce?
Divorce is rarely an easy process. In addition to heightened emotions, there are many financial details to sort through that...
Real Estate Term of the Week
Material Defect: A specific issue with a system or component of residential property that may have a significant, adverse impact...
Must I Disclose Defects in My Home?
All sellers want to present their home in the best possible light. But in many states, including Ohio, you’re obligated...
Real Estate Term of the Week
Fair Market Value: The most probable price that a property will sell for in a competitive and open market....
What Steps Should I Take to Sell My Home This Spring?
If it’s been a while since you put a home on the market (or it’s your first time), you might...
Real Estate Term of the Week
Professional Organizer: Professional organizers bring order to everything from office filing systems and medical records to family budgets and bedroom...
Tips to Save Money After You’ve Moved In
After the ink has dried on your closing papers, it’s common to feel shock over all the things you need...
Real Estate Term of the Week
Offer Letter Mortgage: A non-contingent offer of employment, in letter form, by the employer, which documents the start date, position...